ceba.ca is an independent website that helps Canadian business owners repay their CEBA loans. It is run by Sprout Services Ltd. and is not affiliated with the Government of Canada or any bank. Questions? Contact us.
A strong Canadian economy where small and medium-sized businesses can get the financing they need to grow.
Help Canadian businesses get through the end of the CEBA program with accessible, plain-English information and fair financing options.
Explain where your CEBA loan stands, what happens if it is not repaid by December 31, 2026, and how to compare lenders that can refinance the balance if you cannot pay it in cash.
Garron Helman has more than 15 years of experience in Canadian small business financing and has funded over $100 million in loans to hundreds of Canadian companies. He founded Venbridge, a non-dilutive lender to Canadian technology companies, and was a Partner at Espresso Capital. He writes ceba.ca to help business owners understand their CEBA repayment options and compare lenders before the December 31, 2026 deadline.
Compare lenders that refinance CEBA balances by rate, term and funding speed. Comparing is free.
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