{"id":7513,"date":"2023-12-28T11:09:50","date_gmt":"2023-12-28T16:09:50","guid":{"rendered":"https:\/\/ceba.ca\/?page_id=7513"},"modified":"2026-10-20T20:33:06","modified_gmt":"2026-10-21T00:33:06","slug":"refinance-fb","status":"publish","type":"page","link":"https:\/\/ceba.ca\/fr\/refinance-fb\/","title":{"rendered":"Refinancer Facebook"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7513\" class=\"elementor elementor-7513\" data-elementor-post-type=\"page\">\n\t\t\t\t<section class=\"elementor-element elementor-element-3a121b29 e-con e-atomic-element e-div-block-base e-default-section section e-5eafd146-4c3d \" data-id=\"3a121b29\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"3a121b29\" data-e-type=\"e-div-block\" data-id=\"3a121b29\">\n    <div class=\"elementor-element elementor-element-4be88bf7 e-con e-atomic-element e-flexbox-base e-default-div e-5ca34bb0-1de7 \" data-id=\"4be88bf7\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4be88bf7\" data-e-type=\"e-flexbox\" data-id=\"4be88bf7\">\n    <div class=\"elementor-element elementor-element-e201abb e-con e-atomic-element e-div-block-base e-default-div e-398f426c-59a8 \" data-id=\"e201abb\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"e201abb\" data-e-type=\"e-div-block\" data-id=\"e201abb\">\n    \t\t\t<h1 data-interaction-id=\"57084346\" class=\"type-h1 e-1b90a00a-fa87 e-heading-base e-default-h1\" data-e-type=\"widget\" data-id=\"57084346\">Compare CEBA Lenders<\/h1>\n\t\t\t\t\t<p class=\"type-lead e-paragraph-base e-default-p\" data-interaction-id=\"1719772d\" data-e-type=\"widget\" data-id=\"1719772d\">Your CEBA loan balance is due <strong>December 31, 2026<\/strong>, and it has been charging 5% interest since January 19, 2024. Answer a few questions to compare lenders that can pay it off before it goes to collections. Comparing is free.<\/p>\n\t\t\t\t\t<p class=\"type-body e-23231f3b-c492 e-paragraph-base e-default-p\" data-interaction-id=\"42eb6cf1\" data-e-type=\"widget\" data-id=\"42eb6cf1\"><ul><li>Personalized matches<\/li><li>Competitive rates<\/li><li>No-cost matchmaking service<\/li><li>Comprehensive lender network<\/li><li>Flexible financing options<\/li><li>Fast processing<\/li><li>High approval rates<\/li><\/ul><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-3307c893 e-con e-atomic-element e-div-block-base e-default-div card e-2ccc467c-afe2 \" data-id=\"3307c893\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"3307c893\" data-e-type=\"e-div-block\" data-id=\"3307c893\">\n    \t\t\t<h2 data-interaction-id=\"75ffa515\" class=\"type-h3 e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"75ffa515\">Start here: compare your options<\/h2>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8b11ae elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"c8b11ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"CEBA Refinance Lead - Facebook\" aria-label=\"CEBA Refinance Lead - Facebook\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"7513\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"c8b11ae\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tFull name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-md  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-business_name elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-business_name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tBusiness name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[business_name]\" id=\"form-field-business_name\" class=\"elementor-field elementor-size-md  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-phone elementor-col-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-phone\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPhone (optional)\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[phone]\" id=\"form-field-phone\" class=\"elementor-field elementor-size-md  elementor-field-textual\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Seuls les caract\u00e8res de num\u00e9ros de t\u00e9l\u00e9phone (#, -, *, etc.) sont accept\u00e9s.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-ceba_balance elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-ceba_balance\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tCurrent CEBA balance\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[ceba_balance]\" id=\"form-field-ceba_balance\" class=\"elementor-field-textual elementor-size-md\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"\">Select one<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Under $20,000\">Under $20,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$20,000 to $40,000\">$20,000 to $40,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$40,000 to $60,000\">$40,000 to $60,000<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-province elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-province\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tProvince or territory\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[province]\" id=\"form-field-province\" class=\"elementor-field-textual elementor-size-md\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"\">Select one<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Alberta\">Alberta<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"British Columbia\">British Columbia<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Manitoba\">Manitoba<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"New Brunswick\">New Brunswick<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Newfoundland and Labrador\">Newfoundland and Labrador<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Nova Scotia\">Nova Scotia<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Ontario\">Ontario<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Prince Edward Island\">Prince Edward Island<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Quebec\">Quebec<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Saskatchewan\">Saskatchewan<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Northwest Territories\">Northwest Territories<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Nunavut\">Nunavut<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Yukon\">Yukon<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-monthly_revenue elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-monthly_revenue\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tAverage monthly revenue\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[monthly_revenue]\" id=\"form-field-monthly_revenue\" class=\"elementor-field-textual elementor-size-md\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"\">Select one<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Under $10,000\">Under $10,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$10,000 to $25,000\">$10,000 to $25,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$25,000 to $50,000\">$25,000 to $50,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$50,000 to $100,000\">$50,000 to $100,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Over $100,000\">Over $100,000<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-time_in_business elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-time_in_business\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tTime in business\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[time_in_business]\" id=\"form-field-time_in_business\" class=\"elementor-field-textual elementor-size-md\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"\">Select one<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Under 1 year\">Under 1 year<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1 to 2 years\">1 to 2 years<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2 to 5 years\">2 to 5 years<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Over 5 years\">Over 5 years<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-industry elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-industry\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tIndustry\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[industry]\" id=\"form-field-industry\" class=\"elementor-field-textual elementor-size-md\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"\">Select one<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage\">Food and Beverage<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services\">Health and Personal Services<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Manufacturing\">Manufacturing<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Professional Services\">Professional Services<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Retail\">Retail<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Technology\">Technology<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Transportation and Logistics\">Transportation and Logistics<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-industry_detail elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-industry_detail\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tType of business\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[industry_detail]\" id=\"form-field-industry_detail\" class=\"elementor-field-textual elementor-size-md\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"\">Select your industry first<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Bakeries &amp; Confectionery\">Bakeries &amp; Confectionery<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Bars &amp; Lounges\">Bars &amp; Lounges<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Caf\u00e9s\">Caf\u00e9s<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Casual Dining\">Casual Dining<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Caterers\">Caterers<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Deli&#039;s\">Deli&#039;s<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Food &amp; Beverage\">Food &amp; Beverage<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Food Manufacturing &amp; Logistics\">Food Manufacturing &amp; Logistics<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Food Trucks\">Food Trucks<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Full-Service Restaurants\">Full-Service Restaurants<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - High-End Restaurants\">High-End Restaurants<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Ice Cream &amp; Summer Restaurants\">Ice Cream &amp; Summer Restaurants<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Food and Beverage - Other Food and Beverage\">Other Food and Beverage<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Beauty Supplies\">Beauty Supplies<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Childcare Services &amp; Daycares\">Childcare Services &amp; Daycares<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Dental\">Dental<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Doctors\">Doctors<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Fitness Centres &amp; Gyms\">Fitness Centres &amp; Gyms<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Hair \/ Beauty Salons and Barbers\">Hair \/ Beauty Salons and Barbers<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Healthcare\">Healthcare<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Personal Services\">Personal Services<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Pet Care and Supplies\">Pet Care and Supplies<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Pet Services &amp; Veterinarians\">Pet Services &amp; Veterinarians<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Pharmacies\">Pharmacies<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Spas\">Spas<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Health and Personal Services - Other Health and Personal Services\">Other Health and Personal Services<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Manufacturing - Aerospace\">Aerospace<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Manufacturing - Chemical\">Chemical<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Manufacturing - Construction Trades\">Construction Trades<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Manufacturing - Consumer Electronics\">Consumer Electronics<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Manufacturing - Consumer Goods\">Consumer Goods<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Manufacturing - Fabrics and Textiles\">Fabrics and Textiles<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Manufacturing - General Construction\">General 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