{"id":2929,"date":"2023-07-02T14:26:38","date_gmt":"2023-07-02T18:26:38","guid":{"rendered":"https:\/\/ceba.ca\/?page_id=2929"},"modified":"2026-10-20T15:14:34","modified_gmt":"2026-10-20T19:14:34","slug":"home","status":"publish","type":"page","link":"https:\/\/ceba.ca\/fr\/","title":{"rendered":"Maison"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2929\" class=\"elementor elementor-2929\" data-elementor-post-type=\"page\">\n\t\t\t\t<section class=\"elementor-element elementor-element-1133b7a3 e-con e-atomic-element e-div-block-base e-default-section section e-1ac1ca59-2345 \" data-id=\"1133b7a3\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"1133b7a3\" data-e-type=\"e-div-block\" data-id=\"1133b7a3\">\n    <div class=\"elementor-element elementor-element-31a86b41 e-con e-atomic-element e-flexbox-base e-default-div e-267e8418-5767 \" data-id=\"31a86b41\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"31a86b41\" data-e-type=\"e-flexbox\" data-id=\"31a86b41\">\n    <div class=\"elementor-element elementor-element-1733bfc1 e-con e-atomic-element e-div-block-base e-default-div e-1ef8ab9a-2152 \" data-id=\"1733bfc1\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"1733bfc1\" data-e-type=\"e-div-block\" data-id=\"1733bfc1\">\n    \t\t\t<h1 data-interaction-id=\"3e92dee7\" class=\"type-h1 e-2b625982-66ad e-heading-base e-default-h1\" data-e-type=\"widget\" data-id=\"3e92dee7\">CEBA Loan Refinancing<\/h1>\n\t\t\t\t\t<p class=\"type-lead e-paragraph-base e-default-p\" data-interaction-id=\"78c21006\" data-e-type=\"widget\" data-id=\"78c21006\">Your CEBA loan is due <strong>December 31, 2026<\/strong>. Compare lenders that can pay it off before it is sent to collections.<\/p>\n\t\t\t\t\t<a href=\"https:\/\/ceba.ca\/refinance\/\" target=\"_self\" class=\"btn-primary e-button-base e-default-a\" data-interaction-id=\"1577bb49\" data-e-type=\"widget\" data-id=\"1577bb49\">\n\tCompare Lenders\n<\/a>\n\t\t\n<\/div>\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-default-img e-d8a609a-460f\" data-interaction-id=\"5b37297\" data-e-type=\"widget\" data-id=\"5b37297\" id=\"7280\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/restaurant-owner-1-1024x574.webp\" width=\"800\" height=\"448\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/restaurant-owner-1-1024x574.webp 1024w, https:\/\/ceba.ca\/wp-content\/uploads\/restaurant-owner-1-300x168.webp 300w, https:\/\/ceba.ca\/wp-content\/uploads\/restaurant-owner-1-768x430.webp 768w, https:\/\/ceba.ca\/wp-content\/uploads\/restaurant-owner-1-18x10.webp 18w, https:\/\/ceba.ca\/wp-content\/uploads\/restaurant-owner-1.webp 1456w\" alt=\"Restaurant Owner CEBA Refinancing\"\/>\t\t\n<\/div>\n\n<\/section>\n<section class=\"elementor-element elementor-element-1e2d58aa e-con e-atomic-element e-div-block-base e-default-section section e-630e2b73-fb01 \" data-id=\"1e2d58aa\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"1e2d58aa\" data-e-type=\"e-div-block\" data-id=\"1e2d58aa\">\n    <div class=\"elementor-element elementor-element-7a6684ba e-con e-atomic-element e-div-block-base e-default-div wrap e-1f8ad06-2efe \" data-id=\"7a6684ba\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"7a6684ba\" data-e-type=\"e-div-block\" data-id=\"7a6684ba\">\n    \t\t\t<h2 data-interaction-id=\"78c90f\" class=\"type-h2 e-758a06a2-e273 e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"78c90f\">Find lenders that refinance CEBA loans<\/h2>\n\t\t<div class=\"elementor-element elementor-element-33d997d4 e-con e-atomic-element e-grid-base e-default-div e-40eca98b-4a88 \" data-id=\"33d997d4\" data-element_type=\"e-grid\" data-e-type=\"e-grid\" data-interaction-id=\"33d997d4\" data-e-type=\"e-grid\" data-id=\"33d997d4\">\n    <div class=\"elementor-element elementor-element-5425c8ad e-con e-atomic-element e-div-block-base e-default-div card e-13625f7d-1fb1 \" data-id=\"5425c8ad\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"5425c8ad\" data-e-type=\"e-div-block\" data-id=\"5425c8ad\">\n    \t\t\t<div class=\"e-65bae7c8-84be e-svg-base e-default-div\" data-interaction-id=\"2ee0fc2f\" data-e-type=\"widget\" data-id=\"2ee0fc2f\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 576 512\"><path d=\"M528 64H48C21.49 64 0 85.49 0 112v288c0 26.51 21.49 48 48 48h480c26.51 0 48-21.49 48-48V112c0-26.51-21.49-48-48-48zm8 336c0 4.411-3.589 8-8 8H48c-4.411 0-8-3.589-8-8V112c0-4.411 3.589-8 8-8h480c4.411 0 8 3.589 8 8v288zM170 270v-28c0-6.627-5.373-12-12-12h-28c-6.627 0-12 5.373-12 12v28c0 6.627 5.373 12 12 12h28c6.627 0 12-5.373 12-12zm96 0v-28c0-6.627-5.373-12-12-12h-28c-6.627 0-12 5.373-12 12v28c0 6.627 5.373 12 12 12h28c6.627 0 12-5.373 12-12zm96 0v-28c0-6.627-5.373-12-12-12h-28c-6.627 0-12 5.373-12 12v28c0 6.627 5.373 12 12 12h28c6.627 0 12-5.373 12-12zm96 0v-28c0-6.627-5.373-12-12-12h-28c-6.627 0-12 5.373-12 12v28c0 6.627 5.373 12 12 12h28c6.627 0 12-5.373 12-12zm-336 82v-28c0-6.627-5.373-12-12-12H82c-6.627 0-12 5.373-12 12v28c0 6.627 5.373 12 12 12h28c6.627 0 12-5.373 12-12zm384 0v-28c0-6.627-5.373-12-12-12h-28c-6.627 0-12 5.373-12 12v28c0 6.627 5.373 12 12 12h28c6.627 0 12-5.373 12-12zM122 188v-28c0-6.627-5.373-12-12-12H82c-6.627 0-12 5.373-12 12v28c0 6.627 5.373 12 12 12h28c6.627 0 12-5.373 12-12zm96 0v-28c0-6.627-5.373-12-12-12h-28c-6.627 0-12 5.373-12 12v28c0 6.627 5.373 12 12 12h28c6.627 0 12-5.373 12-12zm96 0v-28c0-6.627-5.373-12-12-12h-28c-6.627 0-12 5.373-12 12v28c0 6.627 5.373 12 12 12h28c6.627 0 12-5.373 12-12zm96 0v-28c0-6.627-5.373-12-12-12h-28c-6.627 0-12 5.373-12 12v28c0 6.627 5.373 12 12 12h28c6.627 0 12-5.373 12-12zm96 0v-28c0-6.627-5.373-12-12-12h-28c-6.627 0-12 5.373-12 12v28c0 6.627 5.373 12 12 12h28c6.627 0 12-5.373 12-12zm-98 158v-16c0-6.627-5.373-12-12-12H180c-6.627 0-12 5.373-12 12v16c0 6.627 5.373 12 12 12h216c6.627 0 12-5.373 12-12z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"312f46bb\" class=\"type-h3 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"312f46bb\">Fill in the survey<\/h3>\n\t\t\t\t\t<p class=\"type-body e-paragraph-base e-default-p\" data-interaction-id=\"1001c701\" data-e-type=\"widget\" data-id=\"1001c701\">Answer a short survey about your business and your CEBA balance. We match you with lenders that fit your revenue, time in business and credit. Comparing is free.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-509ec5d8 e-con e-atomic-element e-div-block-base e-default-div card e-74a1ddfe-d5b3 \" data-id=\"509ec5d8\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"509ec5d8\" data-e-type=\"e-div-block\" data-id=\"509ec5d8\">\n    \t\t\t<div class=\"e-41b482a-d90a e-svg-base e-default-div\" data-interaction-id=\"2ebf82b2\" data-e-type=\"widget\" data-id=\"2ebf82b2\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 576 512\"><path d=\"M96,128A64,64,0,1,0,32,64,64,64,0,0,0,96,128Zm0,176.08a44.11,44.11,0,0,1,13.64-32L181.77,204c1.65-1.55,3.77-2.31,5.61-3.57A63.91,63.91,0,0,0,128,160H64A64,64,0,0,0,0,224v96a32,32,0,0,0,32,32V480a32,32,0,0,0,32,32h64a32,32,0,0,0,32-32V383.61l-50.36-47.53A44.08,44.08,0,0,1,96,304.08ZM480,128a64,64,0,1,0-64-64A64,64,0,0,0,480,128Zm32,32H448a63.91,63.91,0,0,0-59.38,40.42c1.84,1.27,4,2,5.62,3.59l72.12,68.06a44.37,44.37,0,0,1,0,64L416,383.62V480a32,32,0,0,0,32,32h64a32,32,0,0,0,32-32V352a32,32,0,0,0,32-32V224A64,64,0,0,0,512,160ZM444.4,295.34l-72.12-68.06A12,12,0,0,0,352,236v36H224V236a12,12,0,0,0-20.28-8.73L131.6,295.34a12.4,12.4,0,0,0,0,17.47l72.12,68.07A12,12,0,0,0,224,372.14V336H352v36.14a12,12,0,0,0,20.28,8.74l72.12-68.07A12.4,12.4,0,0,0,444.4,295.34Z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"2bb52e69\" class=\"type-h3 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"2bb52e69\">Compare lenders<\/h3>\n\t\t\t\t\t<p class=\"type-body e-paragraph-base e-default-p\" data-interaction-id=\"4854d6d4\" data-e-type=\"widget\" data-id=\"4854d6d4\">Compare rates, terms and funding speed side by side. Forgiveness ended in 2024, so the full balance plus 5% interest is now due December 31, 2026.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-47fa572 e-con e-atomic-element e-div-block-base e-default-div card e-2b990a42-209f \" data-id=\"47fa572\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"47fa572\" data-e-type=\"e-div-block\" data-id=\"47fa572\">\n    \t\t\t<div class=\"e-47e9d008-db69 e-svg-base e-default-div\" data-interaction-id=\"1ad409ca\" data-e-type=\"widget\" data-id=\"1ad409ca\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 288 512\"><path d=\"M209.2 233.4l-108-31.6C88.7 198.2 80 186.5 80 173.5c0-16.3 13.2-29.5 29.5-29.5h66.3c12.2 0 24.2 3.7 34.2 10.5 6.1 4.1 14.3 3.1 19.5-2l34.8-34c7.1-6.9 6.1-18.4-1.8-24.5C238 74.8 207.4 64.1 176 64V16c0-8.8-7.2-16-16-16h-32c-8.8 0-16 7.2-16 16v48h-2.5C45.8 64-5.4 118.7.5 183.6c4.2 46.1 39.4 83.6 83.8 96.6l102.5 30c12.5 3.7 21.2 15.3 21.2 28.3 0 16.3-13.2 29.5-29.5 29.5h-66.3C100 368 88 364.3 78 357.5c-6.1-4.1-14.3-3.1-19.5 2l-34.8 34c-7.1 6.9-6.1 18.4 1.8 24.5 24.5 19.2 55.1 29.9 86.5 30v48c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16v-48.2c46.6-.9 90.3-28.6 105.7-72.7 21.5-61.6-14.6-124.8-72.5-141.7z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"3139188d\" class=\"type-h3 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"3139188d\">Refinance your CEBA loan<\/h3>\n\t\t\t\t\t<p class=\"type-body e-paragraph-base e-default-p\" data-interaction-id=\"2788b519\" data-e-type=\"widget\" data-id=\"2788b519\">Apply with one or more lenders to pay off your CEBA balance. Some online lenders can fund in as little as 24 hours once you are approved.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\t\t\t<a href=\"https:\/\/ceba.ca\/refinance\/\" target=\"_self\" class=\"btn-primary e-button-base e-default-a\" data-interaction-id=\"7bbebde1\" data-e-type=\"widget\" data-id=\"7bbebde1\">\n\tCompare Refinancing Lenders\n<\/a>\n\t\t\n<\/div>\n\n<\/section>\n<section class=\"elementor-element elementor-element-10085c5a e-con e-atomic-element e-div-block-base e-default-section section e-6e939f97-fa95 \" data-id=\"10085c5a\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"10085c5a\" data-e-type=\"e-div-block\" data-id=\"10085c5a\">\n    <div class=\"elementor-element elementor-element-67a454f5 e-con e-atomic-element e-div-block-base e-default-div wrap e-7138ebc8-5297 \" data-id=\"67a454f5\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"67a454f5\" data-e-type=\"e-div-block\" data-id=\"67a454f5\">\n    \t\t\t<h2 data-interaction-id=\"431ddd17\" class=\"type-h2 e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"431ddd17\">CEBA 2026 guides<\/h2>\n\t\t<div class=\"elementor-element elementor-element-34fef31d e-con e-atomic-element e-grid-base e-default-div e-3ef55854-23e1 \" data-id=\"34fef31d\" data-element_type=\"e-grid\" data-e-type=\"e-grid\" data-interaction-id=\"34fef31d\" data-e-type=\"e-grid\" data-id=\"34fef31d\">\n    <div class=\"elementor-element elementor-element-1381397a e-con e-atomic-element e-div-block-base e-default-div card e-46ad9970-d434 \" data-id=\"1381397a\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"1381397a\" data-e-type=\"e-div-block\" data-id=\"1381397a\">\n    \t\t\t<h3 data-interaction-id=\"4e8bbb22\" class=\"type-h3 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"4e8bbb22\">What happens if I can't pay?<\/h3>\n\t\t\t\t\t<p class=\"type-body e-paragraph-base e-default-p\" data-interaction-id=\"7351d89a\" data-e-type=\"widget\" data-id=\"7351d89a\"><ul><li><a href=\"https:\/\/ceba.ca\/information\/ceba-extension-2026\/\">Is there a CEBA extension in 2026?<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/information\/what-happens-ceba-loan-january-2027\/\">What happens on January 1, 2027?<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/information\/cra-collections-should-business-owners-default-or-refinance-ceba-loans\/\">CEBA loan due Dec 31: refinance or CRA collections?<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/information\/ceba-cra-collection-letter\/\">Got a CRA collection letter?<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/information\/is-the-ceba-loan-personally-guaranteed\/\">Is the CEBA loan personally guaranteed?<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/information\/what-happens-to-ceba-loan-if-business-closes\/\">What happens if your business closes?<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/industries\/will-i-go-bankrupt-if-i-dont-repay-my-ceba-loan\/\">Will I go bankrupt if I don't repay?<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/information\/is-ceba-loan-taxable\/\">Is the CEBA loan taxable?<\/a><\/li><\/ul><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-5ed8281 e-con e-atomic-element e-div-block-base e-default-div card e-739ad666-22e8 \" data-id=\"5ed8281\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"5ed8281\" data-e-type=\"e-div-block\" data-id=\"5ed8281\">\n    \t\t\t<h3 data-interaction-id=\"79ed9b64\" class=\"type-h3 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"79ed9b64\">Pay off your bank<\/h3>\n\t\t\t\t\t<p class=\"type-body e-paragraph-base e-default-p\" data-interaction-id=\"3ac61af\" data-e-type=\"widget\" data-id=\"3ac61af\"><ul><li><a href=\"https:\/\/ceba.ca\/tools\/understanding-td-ceba-loan-repayment\/\">TD<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/tools\/rbc-ceba-loan-repayment\/\">RBC<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/tools\/bmo-ceba-loan-repayment\/\">BMO<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/tools\/cibc-ceba-loan-repayment\/\">CIBC<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/tools\/scotiabank-ceba-loan-repayment\/\">Scotiabank<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/tools\/desjardins-ceba-loan-repayment\/\">Desjardins<\/a><\/li><\/ul><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-153aba09 e-con e-atomic-element e-div-block-base e-default-div card e-79af2923-ecfb \" data-id=\"153aba09\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"153aba09\" data-e-type=\"e-div-block\" data-id=\"153aba09\">\n    \t\t\t<h3 data-interaction-id=\"1fadca46\" class=\"type-h3 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"1fadca46\">By industry<\/h3>\n\t\t\t\t\t<p class=\"type-body e-paragraph-base e-default-p\" data-interaction-id=\"2bdb2e7d\" data-e-type=\"widget\" data-id=\"2bdb2e7d\"><ul><li><a href=\"https:\/\/ceba.ca\/ceba-loan-for-restaurants-and-cafes\/\">Restaurants and caf\u00e9s<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/ceba-loan-for-bars-and-lounges\/\">Bars and lounges<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/ceba-loan-for-grocery\/\">Grocery stores<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/ceba-loan-for-salons-and-beauty-spas\/\">Salons and spas<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/ceba-loan-for-professional-practices\/\">Professional practices<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/ceba-loan-for-childcare-centers-and-daycares\/\">Childcare centres<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/ceba-loan-for-educational-institutions\/\">Schools and training<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/ceba-loan-for-travel-agencies-and-tour-operators\/\">Travel agencies<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/ceba-loan-for-trucking-hauling-freight-and-logistics\/\">Trucking and logistics<\/a><\/li><li><a href=\"https:\/\/ceba.ca\/ceba-loan-for-non-profit-organizations\/\">Non-profits<\/a><\/li><\/ul><\/p>\n\t\t\n<\/div>\n\n<\/div>\n\t\t\t<p class=\"type-body e-paragraph-base e-default-p\" data-interaction-id=\"326420ee\" data-e-type=\"widget\" data-id=\"326420ee\"><a href=\"https:\/\/ceba.ca\/best-ceba-refinancing-lenders\/\">Best CEBA refinancing lenders<\/a> | <a href=\"https:\/\/ceba.ca\/information\/ceba-payoff-statement\/\">Get your payoff statement<\/a> | <a href=\"https:\/\/ceba.ca\/ceba-guides\/\">All CEBA guides<\/a> | <a href=\"https:\/\/ceba.ca\/faq\/\">CEBA FAQ<\/a> | <a href=\"https:\/\/ceba.ca\/repayment-calculator\/\">Repayment calculator<\/a><\/p>\n\t\t\n<\/div>\n\n<\/section>\n<section class=\"elementor-element elementor-element-427debba e-con e-atomic-element e-div-block-base e-default-section section e-7610ea6a-330d \" data-id=\"427debba\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"427debba\" data-e-type=\"e-div-block\" data-id=\"427debba\">\n    <div class=\"elementor-element elementor-element-a17dd4 e-con e-atomic-element e-div-block-base e-default-div wrap-narrow e-25066bb8-501e \" data-id=\"a17dd4\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"a17dd4\" data-e-type=\"e-div-block\" data-id=\"a17dd4\">\n    \t\t\t<h2 data-interaction-id=\"7dc78f04\" class=\"type-h2 e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"7dc78f04\">CEBA refinancing FAQs<\/h2>\n\t\t<div class=\"elementor-element elementor-element-69f8fcb8 e-con e-atomic-element e-accordion-base  e-e39e038-4863 \" data-id=\"69f8fcb8\" data-element_type=\"e-accordion\" data-e-type=\"e-accordion\" data-interaction-id=\"69f8fcb8\" data-e-type=\"e-accordion\" data-id=\"69f8fcb8\">\n    <details class=\"elementor-element elementor-element-7753c8cc e-con e-atomic-element e-accordion-item-base  \" data-id=\"7753c8cc\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"7753c8cc\" data-e-type=\"e-accordion-item\" data-id=\"7753c8cc\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-5a250668 e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"5a250668\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"5a250668\" data-e-type=\"e-accordion-item-header\" data-id=\"5a250668\">\n    <span class=\"elementor-element elementor-element-45d59b22 e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"45d59b22\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"45d59b22\" data-e-type=\"e-accordion-item-title\" data-id=\"45d59b22\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"385b260a\" data-e-type=\"widget\" data-id=\"385b260a\">How can I refinance my CEBA loan?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-10ac5d90 e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"10ac5d90\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"10ac5d90\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"10ac5d90\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"6eca23eb\" data-e-type=\"widget\" data-id=\"6eca23eb\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-1cc374a6 e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"1cc374a6\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"1cc374a6\" data-e-type=\"e-accordion-item-content\" data-id=\"1cc374a6\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"434ca1b0\" data-e-type=\"widget\" data-id=\"434ca1b0\">Take out a new business loan or line of credit, use it to pay your CEBA balance in full, then repay the new lender over a longer term. <a href=\"\/refinance\/\">Compare lenders that refinance CEBA loans<\/a> to find the rate, term and funding speed that suit your business.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n<details class=\"elementor-element elementor-element-5c08dd36 e-con e-atomic-element e-accordion-item-base  \" data-id=\"5c08dd36\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"5c08dd36\" data-e-type=\"e-accordion-item\" data-id=\"5c08dd36\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-7d0538c5 e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"7d0538c5\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"7d0538c5\" data-e-type=\"e-accordion-item-header\" data-id=\"7d0538c5\">\n    <span class=\"elementor-element elementor-element-6412c023 e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"6412c023\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"6412c023\" data-e-type=\"e-accordion-item-title\" data-id=\"6412c023\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"57154841\" data-e-type=\"widget\" data-id=\"57154841\">What is the CEBA loan?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-61bb299a e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"61bb299a\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"61bb299a\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"61bb299a\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"1f901f26\" data-e-type=\"widget\" data-id=\"1f901f26\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-1ff29498 e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"1ff29498\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"1ff29498\" data-e-type=\"e-accordion-item-content\" data-id=\"1ff29498\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"44dddf35\" data-e-type=\"widget\" data-id=\"44dddf35\">The Canada Emergency Business Account (CEBA) was a Government of Canada program that provided interest-free loans of up to $60,000 to small businesses and not-for-profits during the COVID-19 pandemic. Loans not repaid by January 18, 2024 became term loans that now charge 5% interest, with the full balance due December 31, 2026.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n<details class=\"elementor-element elementor-element-26337226 e-con e-atomic-element e-accordion-item-base  \" data-id=\"26337226\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"26337226\" data-e-type=\"e-accordion-item\" data-id=\"26337226\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-44790aa8 e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"44790aa8\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"44790aa8\" data-e-type=\"e-accordion-item-header\" data-id=\"44790aa8\">\n    <span class=\"elementor-element elementor-element-307ac193 e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"307ac193\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"307ac193\" data-e-type=\"e-accordion-item-title\" data-id=\"307ac193\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"c8f2c08\" data-e-type=\"widget\" data-id=\"c8f2c08\">How can I repay my CEBA loan?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-11b83e05 e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"11b83e05\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"11b83e05\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"11b83e05\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"68b6de24\" data-e-type=\"widget\" data-id=\"68b6de24\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-1b175ccb e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"1b175ccb\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"1b175ccb\" data-e-type=\"e-accordion-item-content\" data-id=\"1b175ccb\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"4875065e\" data-e-type=\"widget\" data-id=\"4875065e\">If your loan is still with your bank or credit union, repay it through that financial institution. It can confirm your balance and payment options. If your loan has been assigned to the CEBA Program for collection, pay the CEBA Program directly by bill pay, cheque or wire transfer.<br><br>If you can't pay the balance from cash on hand, <a href=\"\/refinance\/\">refinancing<\/a> lets you pay it off now and spread the cost over time.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n<details class=\"elementor-element elementor-element-75022665 e-con e-atomic-element e-accordion-item-base  \" data-id=\"75022665\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"75022665\" data-e-type=\"e-accordion-item\" data-id=\"75022665\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-766f0017 e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"766f0017\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"766f0017\" data-e-type=\"e-accordion-item-header\" data-id=\"766f0017\">\n    <span class=\"elementor-element elementor-element-53cff38b e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"53cff38b\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"53cff38b\" data-e-type=\"e-accordion-item-title\" data-id=\"53cff38b\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"7d0576b5\" data-e-type=\"widget\" data-id=\"7d0576b5\">What happens if I can't repay my CEBA loan by December 31, 2026?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-6fe3d6c5 e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"6fe3d6c5\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"6fe3d6c5\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"6fe3d6c5\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"66f92b7\" data-e-type=\"widget\" data-id=\"66f92b7\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-703ebda5 e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"703ebda5\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"703ebda5\" data-e-type=\"e-accordion-item-content\" data-id=\"703ebda5\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"78b04133\" data-e-type=\"widget\" data-id=\"78b04133\">Your financial institution will contact you to request a lump-sum repayment. If the loan still isn't repaid, your financial institution will likely be required to assign it to the government's CEBA Program for collection. The Canada Revenue Agency (CRA) assists with collecting assigned loans and may set up a payment arrangement based on your ability to pay.<br><br>Refinancing before the deadline lets you repay on terms you choose instead of through government collections.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n<details class=\"elementor-element elementor-element-55f674b0 e-con e-atomic-element e-accordion-item-base  \" data-id=\"55f674b0\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"55f674b0\" data-e-type=\"e-accordion-item\" data-id=\"55f674b0\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-42a4eef8 e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"42a4eef8\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"42a4eef8\" data-e-type=\"e-accordion-item-header\" data-id=\"42a4eef8\">\n    <span class=\"elementor-element elementor-element-c9a7ae2 e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"c9a7ae2\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"c9a7ae2\" data-e-type=\"e-accordion-item-title\" data-id=\"c9a7ae2\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"56ea83c6\" data-e-type=\"widget\" data-id=\"56ea83c6\">Who do I contact if I have questions about my CEBA loan?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-4ba6ecf2 e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"4ba6ecf2\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"4ba6ecf2\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"4ba6ecf2\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"6075c5b1\" data-e-type=\"widget\" data-id=\"6075c5b1\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-1b6f199f e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"1b6f199f\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"1b6f199f\" data-e-type=\"e-accordion-item-content\" data-id=\"1b6f199f\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"484a4bd3\" data-e-type=\"widget\" data-id=\"484a4bd3\">If your loan is still with your financial institution, contact it directly for your balance and payment details. If your loan has been assigned to the CEBA Program, contact the CRA CEBA Contact Centre at 1-800-361-2808 or visit <a href=\"https:\/\/ceba-cuec.ca\/\" target=\"_blank\" rel=\"noopener\">ceba-cuec.ca<\/a>. For questions about ceba.ca itself, use our <a href=\"https:\/\/ceba.ca\/contact\/\">contact form<\/a>.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n<details class=\"elementor-element elementor-element-47cf1c9c e-con e-atomic-element e-accordion-item-base  \" data-id=\"47cf1c9c\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"47cf1c9c\" data-e-type=\"e-accordion-item\" data-id=\"47cf1c9c\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-214efbbd e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"214efbbd\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"214efbbd\" data-e-type=\"e-accordion-item-header\" data-id=\"214efbbd\">\n    <span class=\"elementor-element elementor-element-253ef1f5 e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"253ef1f5\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"253ef1f5\" data-e-type=\"e-accordion-item-title\" data-id=\"253ef1f5\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"5a88c748\" data-e-type=\"widget\" data-id=\"5a88c748\">Could a business get more than one CEBA loan?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-57468c71 e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"57468c71\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"57468c71\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"57468c71\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"65bbea61\" data-e-type=\"widget\" data-id=\"65bbea61\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-6b1acef5 e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"6b1acef5\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"6b1acef5\" data-e-type=\"e-accordion-item-content\" data-id=\"6b1acef5\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"e296f9b\" data-e-type=\"widget\" data-id=\"e296f9b\">No. Each business could receive only one CEBA loan for each business number (BN).<\/p>\n\t\t\n<\/div>\n\n<\/details>\n<details class=\"elementor-element elementor-element-8625e8f e-con e-atomic-element e-accordion-item-base  \" data-id=\"8625e8f\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"8625e8f\" data-e-type=\"e-accordion-item\" data-id=\"8625e8f\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-7ecccd35 e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"7ecccd35\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"7ecccd35\" data-e-type=\"e-accordion-item-header\" data-id=\"7ecccd35\">\n    <span class=\"elementor-element elementor-element-1d0affec e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"1d0affec\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"1d0affec\" data-e-type=\"e-accordion-item-title\" data-id=\"1d0affec\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"2f878ad3\" data-e-type=\"widget\" data-id=\"2f878ad3\">Is the CEBA loan taxable?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-73326190 e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"73326190\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"73326190\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"73326190\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"14c51f26\" data-e-type=\"widget\" data-id=\"14c51f26\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-d414587 e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"d414587\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"d414587\" data-e-type=\"e-accordion-item-content\" data-id=\"d414587\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"6a0711aa\" data-e-type=\"widget\" data-id=\"6a0711aa\">The loan itself is not taxable income. Any portion that was forgiven is taxable income.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n<details class=\"elementor-element elementor-element-278fac85 e-con e-atomic-element e-accordion-item-base  \" data-id=\"278fac85\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"278fac85\" data-e-type=\"e-accordion-item\" data-id=\"278fac85\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-faf52c3 e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"faf52c3\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"faf52c3\" data-e-type=\"e-accordion-item-header\" data-id=\"faf52c3\">\n    <span class=\"elementor-element elementor-element-7330f85b e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"7330f85b\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"7330f85b\" data-e-type=\"e-accordion-item-title\" data-id=\"7330f85b\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"b4d25fa\" data-e-type=\"widget\" data-id=\"b4d25fa\">What is the interest rate on a CEBA loan in 2026?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-60d6a03e e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"60d6a03e\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"60d6a03e\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"60d6a03e\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"5b2e929d\" data-e-type=\"widget\" data-id=\"5b2e929d\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-19ea5de9 e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"19ea5de9\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"19ea5de9\" data-e-type=\"e-accordion-item-content\" data-id=\"19ea5de9\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"59a82b2b\" data-e-type=\"widget\" data-id=\"59a82b2b\">CEBA loans were interest-free until January 18, 2024. Since January 19, 2024, outstanding balances charge 5% interest per year until the loan is repaid.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n<details class=\"elementor-element elementor-element-1d349784 e-con e-atomic-element e-accordion-item-base  \" data-id=\"1d349784\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"1d349784\" data-e-type=\"e-accordion-item\" data-id=\"1d349784\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-95d85a8 e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"95d85a8\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"95d85a8\" data-e-type=\"e-accordion-item-header\" data-id=\"95d85a8\">\n    <span class=\"elementor-element elementor-element-71591835 e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"71591835\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"71591835\" data-e-type=\"e-accordion-item-title\" data-id=\"71591835\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"28f0b970\" data-e-type=\"widget\" data-id=\"28f0b970\">How much of my CEBA loan do I have to repay?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-1a3e3156 e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"1a3e3156\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"1a3e3156\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"1a3e3156\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"610381c0\" data-e-type=\"widget\" data-id=\"610381c0\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-4ba0a79c e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"4ba0a79c\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"4ba0a79c\" data-e-type=\"e-accordion-item-content\" data-id=\"4ba0a79c\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"41bdbaf7\" data-e-type=\"widget\" data-id=\"41bdbaf7\">The full outstanding balance, plus interest. Forgiveness of up to $20,000 on a $60,000 loan, or $10,000 on a $40,000 loan, was only available to businesses that repaid the rest by January 18, 2024, or had refinancing in place by then and repaid by March 28, 2024.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n<details class=\"elementor-element elementor-element-57c7c674 e-con e-atomic-element e-accordion-item-base  \" data-id=\"57c7c674\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"57c7c674\" data-e-type=\"e-accordion-item\" data-id=\"57c7c674\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-2850706e e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"2850706e\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"2850706e\" data-e-type=\"e-accordion-item-header\" data-id=\"2850706e\">\n    <span class=\"elementor-element elementor-element-6b78f698 e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"6b78f698\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"6b78f698\" data-e-type=\"e-accordion-item-title\" data-id=\"6b78f698\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"3bb61215\" data-e-type=\"widget\" data-id=\"3bb61215\">Can I still get CEBA loan forgiveness?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-4ae94f53 e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"4ae94f53\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"4ae94f53\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"4ae94f53\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"65b93033\" data-e-type=\"widget\" data-id=\"65b93033\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-7cf50cc6 e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"7cf50cc6\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"7cf50cc6\" data-e-type=\"e-accordion-item-content\" data-id=\"7cf50cc6\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"3af8e272\" data-e-type=\"widget\" data-id=\"3af8e272\">No. The forgiveness deadlines have passed. The CEBA Program states that eligibility decisions and repayment deadlines are final, and no organization, including your financial institution, can grant exceptions.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n<details class=\"elementor-element elementor-element-58e5a0e4 e-con e-atomic-element e-accordion-item-base  \" data-id=\"58e5a0e4\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"58e5a0e4\" data-e-type=\"e-accordion-item\" data-id=\"58e5a0e4\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-6e0f9d49 e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"6e0f9d49\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"6e0f9d49\" data-e-type=\"e-accordion-item-header\" data-id=\"6e0f9d49\">\n    <span class=\"elementor-element elementor-element-4805503d e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"4805503d\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"4805503d\" data-e-type=\"e-accordion-item-title\" data-id=\"4805503d\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"22ccb98e\" data-e-type=\"widget\" data-id=\"22ccb98e\">When is the CEBA loan due?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-23fb6113 e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"23fb6113\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"23fb6113\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"23fb6113\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"17e0ee09\" data-e-type=\"widget\" data-id=\"17e0ee09\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-4348cd21 e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"4348cd21\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"4348cd21\" data-e-type=\"e-accordion-item-content\" data-id=\"4348cd21\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"61e3b1ea\" data-e-type=\"widget\" data-id=\"61e3b1ea\">December 31, 2026. Outstanding CEBA loans are non-amortizing term loans, so the full principal is due on that date.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n<details class=\"elementor-element elementor-element-6cf558d6 e-con e-atomic-element e-accordion-item-base  \" data-id=\"6cf558d6\" data-element_type=\"e-accordion-item\" data-e-type=\"e-accordion-item\" data-interaction-id=\"6cf558d6\" data-e-type=\"e-accordion-item\" data-id=\"6cf558d6\"  name=\"69f8fcb8\">\n    <summary class=\"elementor-element elementor-element-48341673 e-con e-atomic-element e-accordion-item-header-base  \" data-id=\"48341673\" data-element_type=\"e-accordion-item-header\" data-e-type=\"e-accordion-item-header\" data-interaction-id=\"48341673\" data-e-type=\"e-accordion-item-header\" data-id=\"48341673\">\n    <span class=\"elementor-element elementor-element-74808d63 e-con e-atomic-element e-accordion-item-title-base  \" data-id=\"74808d63\" data-element_type=\"e-accordion-item-title\" data-e-type=\"e-accordion-item-title\" data-interaction-id=\"74808d63\" data-e-type=\"e-accordion-item-title\" data-id=\"74808d63\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"17a7bf9d\" data-e-type=\"widget\" data-id=\"17a7bf9d\">If I close my business, do I still have to repay my CEBA loan?<\/p>\n\t\t\n<\/span>\n<div class=\"elementor-element elementor-element-1d09a1f8 e-con e-atomic-element e-accordion-item-icon-base  \" data-id=\"1d09a1f8\" data-element_type=\"e-accordion-item-icon\" data-e-type=\"e-accordion-item-icon\" data-interaction-id=\"1d09a1f8\" aria-hidden=\"true\" data-e-type=\"e-accordion-item-icon\" data-id=\"1d09a1f8\">\n    \t\t\t<div class=\"e-svg-base e-default-div\" data-interaction-id=\"a9f2428\" data-e-type=\"widget\" data-id=\"a9f2428\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"currentColor\" style=\"width: 100%; height: 100%; overflow: unset;\" viewBox=\"0 0 448 512\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\n<\/div>\n\n<\/summary>\n<div class=\"elementor-element elementor-element-3c04a348 e-con e-atomic-element e-accordion-item-content-base  \" data-id=\"3c04a348\" data-element_type=\"e-accordion-item-content\" data-e-type=\"e-accordion-item-content\" data-interaction-id=\"3c04a348\" data-e-type=\"e-accordion-item-content\" data-id=\"3c04a348\">\n    \t\t\t<p class=\"e-paragraph-base e-default-p\" data-interaction-id=\"5c299e87\" data-e-type=\"widget\" data-id=\"5c299e87\">Yes. You must repay your CEBA loan even if you close your business. Contact your financial institution, or the CRA if your loan has been assigned to the CEBA Program, to discuss repayment. For complex situations such as bankruptcy, speak to an accountant or a Licensed Insolvency Trustee.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n\n<\/div>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How can I refinance my CEBA loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Take out a new business loan or line of credit, use it to pay your CEBA balance in full, then repay the new lender over a longer term. Compare lenders that refinance CEBA loans to find the rate, term and funding speed that suit your business.\"}},{\"@type\":\"Question\",\"name\":\"What is the CEBA loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Canada Emergency Business Account (CEBA) was a Government of Canada program that provided interest-free loans of up to $60,000 to small businesses and not-for-profits during the COVID-19 pandemic. Loans not repaid by January 18, 2024 became term loans that now charge 5% interest, with the full balance due December 31, 2026.\"}},{\"@type\":\"Question\",\"name\":\"How can I repay my CEBA loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If your loan is still with your bank or credit union, repay it through that financial institution. It can confirm your balance and payment options. If your loan has been assigned to the CEBA Program for collection, pay the CEBA Program directly by bill pay, cheque or wire transfer. If you can't pay the balance from cash on hand, refinancing lets you pay it off now and spread the cost over time.\"}},{\"@type\":\"Question\",\"name\":\"What happens if I can't repay my CEBA loan by December 31, 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Your financial institution will contact you to request a lump-sum repayment. If the loan still isn't repaid, your financial institution will likely be required to assign it to the government's CEBA Program for collection. The Canada Revenue Agency (CRA) assists with collecting assigned loans and may set up a payment arrangement based on your ability to pay. Refinancing before the deadline lets you repay on terms you choose instead of through government collections.\"}},{\"@type\":\"Question\",\"name\":\"Who do I contact if I have questions about my CEBA loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If your loan is still with your financial institution, contact it directly for your balance and payment details. If your loan has been assigned to the CEBA Program, contact the CRA CEBA Contact Centre at 1-800-361-2808 or visit ceba-cuec.ca. For questions about ceba.ca itself, use our contact form.\"}},{\"@type\":\"Question\",\"name\":\"Could a business get more than one CEBA loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Each business could receive only one CEBA loan for each business number (BN).\"}},{\"@type\":\"Question\",\"name\":\"Is the CEBA loan taxable?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The loan itself is not taxable income. Any portion that was forgiven is taxable income.\"}},{\"@type\":\"Question\",\"name\":\"What is the interest rate on a CEBA loan in 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CEBA loans were interest-free until January 18, 2024. Since January 19, 2024, outstanding balances charge 5% interest per year until the loan is repaid.\"}},{\"@type\":\"Question\",\"name\":\"How much of my CEBA loan do I have to repay?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The full outstanding balance, plus interest. Forgiveness of up to $20,000 on a $60,000 loan, or $10,000 on a $40,000 loan, was only available to businesses that repaid the rest by January 18, 2024, or had refinancing in place by then and repaid by March 28, 2024.\"}},{\"@type\":\"Question\",\"name\":\"Can I still get CEBA loan forgiveness?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. The forgiveness deadlines have passed. The CEBA Program states that eligibility decisions and repayment deadlines are final, and no organization, including your financial institution, can grant exceptions.\"}},{\"@type\":\"Question\",\"name\":\"When is the CEBA loan due?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"December 31, 2026. Outstanding CEBA loans are non-amortizing term loans, so the full principal is due on that date.\"}},{\"@type\":\"Question\",\"name\":\"If I close my business, do I still have to repay my CEBA loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. You must repay your CEBA loan even if you close your business. Contact your financial institution, or the CRA if your loan has been assigned to the CEBA Program, to discuss repayment. For complex situations such as bankruptcy, speak to an accountant or a Licensed Insolvency Trustee.\"}}]}<\/script>\n<\/div>\n\n<\/section>\n<section class=\"elementor-element elementor-element-31a023a4 e-con e-atomic-element e-div-block-base e-default-section section e-406e6af1-e9e5 \" data-id=\"31a023a4\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"31a023a4\" data-e-type=\"e-div-block\" data-id=\"31a023a4\">\n    <div class=\"elementor-element elementor-element-4629f16f e-con e-atomic-element e-div-block-base e-default-div wrap e-1851c621-1ab2 \" data-id=\"4629f16f\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"4629f16f\" data-e-type=\"e-div-block\" data-id=\"4629f16f\">\n    \t\t\t<h2 data-interaction-id=\"6d19bcdb\" class=\"type-h2 e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"6d19bcdb\">Lenders and financial institutions we cover<\/h2>\n\t\t\t\t\t<p class=\"type-body e-paragraph-base e-default-p\" data-interaction-id=\"5e2e1275\" data-e-type=\"widget\" data-id=\"5e2e1275\">Guides and refinancing options for CEBA loans held at Canada's banks and credit unions, plus online lenders that refinance CEBA balances. ceba.ca is independent and is not affiliated with these institutions.<\/p>\n\t\t<div class=\"elementor-element elementor-element-32601bec e-con e-atomic-element e-grid-base e-default-div e-3e052a02-dd0a \" data-id=\"32601bec\" data-element_type=\"e-grid\" data-e-type=\"e-grid\" data-interaction-id=\"32601bec\" data-e-type=\"e-grid\" data-id=\"32601bec\">\n    \t\t\t<img decoding=\"async\" class=\"e-image-base e-default-img e-6db623f8-5b2f\" data-interaction-id=\"2d4db738\" data-e-type=\"widget\" data-id=\"2d4db738\" id=\"3282\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/ATB-logo.png\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/ATB-logo.png 300w, https:\/\/ceba.ca\/wp-content\/uploads\/ATB-logo-150x150.png 150w, https:\/\/ceba.ca\/wp-content\/uploads\/ATB-logo-12x12.png 12w\" alt=\"ATB\"\/>\t\t\t\t\t<img decoding=\"async\" class=\"e-image-base e-default-img e-7111fc62-cd8e\" data-interaction-id=\"1d509d66\" data-e-type=\"widget\" data-id=\"1d509d66\" id=\"2604\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/BMO-logo-300x300.webp\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/BMO-logo-300x300.webp 300w, https:\/\/ceba.ca\/wp-content\/uploads\/BMO-logo-150x150.webp 150w, https:\/\/ceba.ca\/wp-content\/uploads\/BMO-logo-12x12.webp 12w, https:\/\/ceba.ca\/wp-content\/uploads\/BMO-logo.webp 600w\" alt=\"BMO\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-5d13eedf-c9bd\" data-interaction-id=\"42e4d278\" data-e-type=\"widget\" data-id=\"42e4d278\" id=\"2576\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/Driven-logo.webp\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/Driven-logo.webp 300w, https:\/\/ceba.ca\/wp-content\/uploads\/Driven-logo-150x150.webp 150w, https:\/\/ceba.ca\/wp-content\/uploads\/Driven-logo-12x12.webp 12w\" alt=\"Driven\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-4d35f567-613a\" data-interaction-id=\"388ab646\" data-e-type=\"widget\" data-id=\"388ab646\" id=\"2603\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/bank-of-nova-scotia-logo.webp\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/bank-of-nova-scotia-logo.webp 300w, https:\/\/ceba.ca\/wp-content\/uploads\/bank-of-nova-scotia-logo-150x150.webp 150w, https:\/\/ceba.ca\/wp-content\/uploads\/bank-of-nova-scotia-logo-12x12.webp 12w\" alt=\"Bank of Nova Scotia\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-52077f90-dfba\" data-interaction-id=\"403013e3\" data-e-type=\"widget\" data-id=\"403013e3\" id=\"2594\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/Canadian-Imperial-Bank-of-Commerce-logo.webp\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/Canadian-Imperial-Bank-of-Commerce-logo.webp 300w, https:\/\/ceba.ca\/wp-content\/uploads\/Canadian-Imperial-Bank-of-Commerce-logo-150x150.webp 150w, https:\/\/ceba.ca\/wp-content\/uploads\/Canadian-Imperial-Bank-of-Commerce-logo-12x12.webp 12w\" alt=\"CIBC\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-1cca0ac6-bab9\" data-interaction-id=\"60256ab8\" data-e-type=\"widget\" data-id=\"60256ab8\" id=\"2499\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/Merchant-Growth-logo.webp\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/Merchant-Growth-logo.webp 300w, https:\/\/ceba.ca\/wp-content\/uploads\/Merchant-Growth-logo-150x150.webp 150w, https:\/\/ceba.ca\/wp-content\/uploads\/Merchant-Growth-logo-12x12.webp 12w\" alt=\"Merchant Growth\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-64200ee6-497a\" data-interaction-id=\"50a4fcd0\" data-e-type=\"widget\" data-id=\"50a4fcd0\" id=\"3290\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/Meridian-logo.png\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/Meridian-logo.png 300w, https:\/\/ceba.ca\/wp-content\/uploads\/Meridian-logo-150x150.png 150w, https:\/\/ceba.ca\/wp-content\/uploads\/Meridian-logo-12x12.png 12w\" alt=\"Meridian Credit Union\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-579975ff-dddb\" data-interaction-id=\"5cc8b9c\" data-e-type=\"widget\" data-id=\"5cc8b9c\" id=\"3293\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/Desjardins-logo.png\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/Desjardins-logo.png 300w, https:\/\/ceba.ca\/wp-content\/uploads\/Desjardins-logo-150x150.png 150w, https:\/\/ceba.ca\/wp-content\/uploads\/Desjardins-logo-12x12.png 12w\" alt=\"Desjardins\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-60e008c6-8f21\" data-interaction-id=\"2094bd27\" data-e-type=\"widget\" data-id=\"2094bd27\" id=\"3283\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/vancity-logo-red.png\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/vancity-logo-red.png 300w, https:\/\/ceba.ca\/wp-content\/uploads\/vancity-logo-red-150x150.png 150w, https:\/\/ceba.ca\/wp-content\/uploads\/vancity-logo-red-12x12.png 12w\" alt=\"Vancity\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-75a0032d-30fe\" data-interaction-id=\"36b6800e\" data-e-type=\"widget\" data-id=\"36b6800e\" id=\"2566\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/Greenbox-Capital-logo.webp\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/Greenbox-Capital-logo.webp 300w, https:\/\/ceba.ca\/wp-content\/uploads\/Greenbox-Capital-logo-150x150.webp 150w, https:\/\/ceba.ca\/wp-content\/uploads\/Greenbox-Capital-logo-12x12.webp 12w\" alt=\"Greenbox Capital\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-226ea7c-cf7b\" data-interaction-id=\"79beba54\" data-e-type=\"widget\" data-id=\"79beba54\" id=\"2547\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/National-Bank-of-Canada-logo.webp\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/National-Bank-of-Canada-logo.webp 300w, https:\/\/ceba.ca\/wp-content\/uploads\/National-Bank-of-Canada-logo-150x150.webp 150w, https:\/\/ceba.ca\/wp-content\/uploads\/National-Bank-of-Canada-logo-12x12.webp 12w\" alt=\"National\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-5ccba013-c749\" data-interaction-id=\"718a13ca\" data-e-type=\"widget\" data-id=\"718a13ca\" id=\"8588\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/Journey-Logo.png\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/Journey-Logo.png 300w, https:\/\/ceba.ca\/wp-content\/uploads\/Journey-Logo-150x150.png 150w, https:\/\/ceba.ca\/wp-content\/uploads\/Journey-Logo-12x12.png 12w\" alt=\"\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-2faf1f99-19bc\" data-interaction-id=\"69c54c75\" data-e-type=\"widget\" data-id=\"69c54c75\" id=\"2538\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/Royal-Bank-of-Canada-logo.webp\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/Royal-Bank-of-Canada-logo.webp 300w, https:\/\/ceba.ca\/wp-content\/uploads\/Royal-Bank-of-Canada-logo-150x150.webp 150w, https:\/\/ceba.ca\/wp-content\/uploads\/Royal-Bank-of-Canada-logo-12x12.webp 12w\" alt=\"Royal Bank of Canada RBC\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-6c954f7-ff98\" data-interaction-id=\"278e7f48\" data-e-type=\"widget\" data-id=\"278e7f48\" id=\"5473\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/2M7-logo.webp\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/2M7-logo.webp 300w, https:\/\/ceba.ca\/wp-content\/uploads\/2M7-logo-150x150.webp 150w, https:\/\/ceba.ca\/wp-content\/uploads\/2M7-logo-12x12.webp 12w\" alt=\"2M7 Financial Solutions\"\/>\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-default-img e-7d36613a-8afc\" data-interaction-id=\"5e523185\" data-e-type=\"widget\" data-id=\"5e523185\" id=\"2718\" src=\"https:\/\/ceba.ca\/wp-content\/uploads\/tb-logo.webp\" width=\"300\" height=\"300\" srcset=\"https:\/\/ceba.ca\/wp-content\/uploads\/tb-logo.webp 300w, https:\/\/ceba.ca\/wp-content\/uploads\/tb-logo-150x150.webp 150w, https:\/\/ceba.ca\/wp-content\/uploads\/tb-logo-12x12.webp 12w\" alt=\"Toronto-Dominion Bank TD\"\/>\t\t\n<\/div>\n\n<\/div>\n\n<\/section>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>CEBA Loan Refinancing Your CEBA loan is due December 31, 2026. Compare lenders that can pay it off before it is sent to collections. Compare Lenders Find lenders that refinance CEBA loans Fill in the survey Answer a short survey about your business and your CEBA balance. We match you with lenders that fit your [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2929","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ceba.ca\/fr\/wp-json\/wp\/v2\/pages\/2929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceba.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ceba.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ceba.ca\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ceba.ca\/fr\/wp-json\/wp\/v2\/comments?post=2929"}],"version-history":[{"count":0,"href":"https:\/\/ceba.ca\/fr\/wp-json\/wp\/v2\/pages\/2929\/revisions"}],"wp:attachment":[{"href":"https:\/\/ceba.ca\/fr\/wp-json\/wp\/v2\/media?parent=2929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}