If your CEBA loan is with this financial institution, the full balance is due on December 31, 2026. Here is how to repay it, and what to do if you can't.
Rating: 3 out of 5
The Refinance Meter shows how likely you are to get a loan from this financial institution to repay your CEBA balance. It assumes you don't have the cash to repay the loan yourself. A lower rating means you should compare other lenders too.
How to repay this lender's CEBA loan: To make a repayment or payment towards your CEBA loan, please reach out to your relationship manager, an ATB Branch or ATB Call Centre where a team member will be happy to guide you.
If your CEBA loan is in good standing, and there are no unresolved issues with your previous applications, a portion of your loan may be forgiven: $20,000 for a $60,000 loan and $10,000 for a $40,000 loan.
To qualify for forgiveness, you must repay your CEBA loan (minus the forgiveness amount) before December 31, 2023.
The forgiveness portion of the CEBA program is optional. You may choose not to claim forgiveness—we recommend that you speak with your accountant about the tax implications. If you choose to claim forgiveness on your CEBA loan, please talk with an ATB team member.
Compare lenders that refinance CEBA balances by rate, term and funding speed before the December 31, 2026 deadline. Comparing is free.
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